An analysis on the current development and risk control of the internet financial of China

An analysis on the current development and risk control of the internet financial of China

Hongling Lv1, Wenyan Qiu2

COMPUTER MODELLING & NEW TECHNOLOGIES 2013 17(5B) 119-123

1Economic and Trade Department, Zhengzhou Electric Power College, Yangming Road., Zheng Dong New District of Zhengzhou city Henan Province, China
2International Department, Zhengzhou Electric Power College, Yangming Road. 8, Zheng Dong New District of Zhengzhou city Henan Province China


The so-called Internet Financial is the usage of Internet technology to develop a platform for financial services. For finance development of the Internet, we have to see its innovation should also see its risks both, and focus on risk prevention. In this paper, the concept of Internet banking, characteristics, China's Internet presence and type of financial models were analyzed and summarized with deep analysis of the financial risk types of Internet, the market risk, policy risk, operational risk, security risk, and the risk of trading platforms, etc. And Case Study on P2P and Yu Ebao are to solve problems of how to control these risks by putting forward their own proposals and how the security measures are taken in two ways.